Financial and Economic Strategies of Tuvan Families (on the Materials of Sociological Research)

Research Article
DOI: https://doi.org/10.31171/vlast.v30i1.8803
  • Organa Dorjuevna Natsak Tuvan Institute for Humanities and Applied Social and Economic Research under the Government of the Republic of Tuva nod695596@gmail.com
    Elibrary Author_id 1079250
How to Cite
Natsak O.D. Financial and Economic Strategies of Tuvan Families (on the Materials of Sociological Research). Vlast’ (The Authority). 2022. Vol. 30. No. 1. P. 180-190. DOI: https://doi.org/10.31171/vlast.v30i1.8803

Abstract

The article analyzes the financial and economic strategies of modern Tuvan families based on the materials of sociological studies conducted in the Republic of Tuva in 2019 and 2021. The features of the credit and savings behavior of the surveyed population in the context of different socio-demographic groups were studied using, among other things, statistical data on income, debt burden of the population. The reason for the high level of credit penetration into the practice of modern Tuvan families is not only an insufficient level of financial literacy and a culture of savings, but also objective monetary poverty. The article shows that the high level of demographic burden in the republic does not contribute to the development of savings and savings strategies. Based on the results of the analysis, the author concludes that the actual poverty of the population will grow unless a special policy is realized to develop the regional economy, as well as to increase financial literacy and a culture of savings among the population of the republic.
Keywords:
household income and expenses; loans; savings; economy of Tuvan families; financial literacy; secondary employment

Author Biography

Organa Dorjuevna Natsak, Tuvan Institute for Humanities and Applied Social and Economic Research under the Government of the Republic of Tuva
 Cand.Sci. (Philos.), Academic Secretary

References

Akerlof Dzh., Shiller R. 2010. Spiritus Animalis, ili kak chelovecheskaya psikhologiya upravlyaet ekonomikoi, i pochemu eto vazhno dlya mirovogo kapitalizma (per. s angl.). M.: Yunaited Press. 273 s. (RUS.)



Alikperova N.V. 2020. Finansovoe prosveshchenie rossiyan: klassifikatsiya tselevykh grupp. – Uroven' zhizni naseleniya regionov Rossii. T. 16. № 2. S. 42-50. (RUS.)



Golenkova Z.T., Goliusova Yu.V., Sushko P.E. 2020. Regional'nye osobennosti dokhodnoi stratifikatsii v kontekste zanyatosti i finansovogo povedeniya (na primere Respubliki Tyva). – Rossiya reformiruyushchayasya: ezhegodnik. Vyp. 18 (otv. red. M.K. Gorshkov). M.: Novyi khronograf. S. 33-54. (RUS.)



Goliusova Yu.V., Kefeli V.B. 2019. Finansovoe povedenie naseleniya Respubliki Tyva. – Osobennosti sotsial'noi stratifikatsii v Respublike Tyva. Informatsionno-analiticheskii byulleten' FNISTs RAN. № 3. S. 59-70. (RUS.)



Kozyreva P.M., Smirnov A.I. 2016. Osobennosti i tendentsii adaptatsii rossiyan k izmenyayushchimsya usloviyam v postsovetskii period. – Rossiya reformiruyushchayasya: ezhegodnik (otv. red. M.K. Gorshkov). M.: Novyi khronograf. Vyp. 14. S. 133-171. (RUS.)



Medvedeva E.I., Yarasheva A.V., Toreev V.B., Kroshilin S.V. 2016. Finansovye strategii zhitelei rossiiskikh gorodov. – Natsional'nye interesy: prioritety i bezopasnost'. № 3. S. 4-14. (RUS.)



Ovcharova L.N., Krasil'nikova M.D., Pishnyak A.I. 2020. Monitoring sotsial'no-ekonomicheskogo polozheniya i sotsial'nogo samochuvstviya naseleniya: itogi 2019 g. Aprel' 2020 (pod red. L.N. Ovcharovoi). M.: NIU VShE. 44 s. (RUS.)



Osobennosti sotsial'noi stratifikatsii v Respublike Tyva. Informatsionno-analiticheskii byulleten' FNISTs RAN (INAB). 2019. № 3. 71 s. (RUS.)



Shubaeva V.G., Naumov V.N. 2015. Model' ekonomicheskogo povedeniya potrebitelei finansovykh uslug v sovremennykh usloviyakh. – Izvestiya Sankt-Peterburskogo gosudarstvennogo ekonomicheskogo universiteta. № 5(95). S. 78-84. (RUS.)



Yarasheva A.V. 2017. Ekonomicheskie ozhidaniya naseleniya i sberegatel'nye strategii rossiyan. – Ekonomika i upravlenie. № 11(145). S. 67-74. (RUS.)



Durvasula R. 2014. What Can Behavioral Economics Tell us about Depletion and Decision Making? – Poverty and Inequality. Special Blog Series: the War on Poverty. 50 year later. P. 6-7. URL: (accessed 01.02.2022).



Filho A.C., Paiva L. H. 2017. Behavioral Insights in Poverty Reduction Policy. – Policy Research Brief. International Policy Center for Inclusive Growth. P. 1-5. URL: https://www.researchgate.net/publication/319276741_Behavioural_insights_in_poverty_reduction_policies (accessed 01.02.2022).



Loayza N., Smidt-Hebbel K., Servèn L. 2000. Saving in Countries: an Overview. – The World Bank Review. January 2000. P. 393-414.



Poluektova O.V., Efremova M.V., Breugelmans S.M. 2015. Poverty and Psychology: working papers. Series: Psychology WP BRP 49/PSY/2015. 20 p. URL: https://www.hse.ru/data/2015/12/04/1080734458/49PSY2015%20(2).pdf (accessed 01.02.2022).
Article

Received: 28.02.2022

Citation Formats
Other cite formats:

APA
Natsak, O. D. (2022). Financial and Economic Strategies of Tuvan Families (on the Materials of Sociological Research). Vlast’ (The Authority), 30(1), 180-190. https://doi.org/10.31171/vlast.v30i1.8803
Issue
Vol 30 No 1 (2022)
Section
SOCIOLOGY

Following the submission of the manuscript to the Publisher, the author binds oneself not to publish it somewhere else without permission of the Publisher.